TallyrookConcept by Airen · fictional business Book a call

Tallyrook is a small mortgage broker team in Toronto. We take your file to many lenders, read the fine print of every offer, and explain it to you in plain words. For renewals, buyers and refinances.

Book a callHow it works

Move across the headline: bank talk turns into plain talk. Scroll to read the fine print.

One pageyours to keep

Your plan, in plain words

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1 of 5 · one offer

Most people sign the first offer.

Often it is the renewal letter that comes in the mail, with a date to answer by.

2 of 5 · many lenders

We take your file to many lenders.

Big banks, credit unions, trust companies and lenders that only do mortgages. Your bank can be one of them.

3 of 5 · compare

The rate is one line. We read the rest.

Term, then what you can pay down, what it costs to break, whether it moves with you, how long the rate holds.

4 of 5 · fine print

Then we read it out loud.

Every clause that matters, in words you would use.

5 of 5 · one page

You get one page, and you choose.

No pressure and no surprise later. If your bank is still the best, you stay and know why.

  1. Most people sign the first offer.Often it is the renewal letter that comes in the mail, with a date to answer by.
  2. We take your file to many lenders.Big banks, credit unions, trust companies and lenders that only do mortgages. Your bank can be one of them.
  3. The rate is one line. We read the rest.Term, what you can pay down, what it costs to break, whether it moves with you, how long the rate holds.
  4. Then we read it out loud.
    Prepayment privileges are non cumulative and may not be carried forward to subsequent periods.You can pay extra each year. Room you do not use is gone.
    In the event of early discharge, a prepayment charge shall apply as calculated by the lender.Breaking it early costs money. We work out how much before you sign.
    Failure to respond prior to maturity may result in automatic renewal.Ignore the letter and you may be renewed anyway. Call before the date.
  5. You get one page, and you choose.If your bank is still the best, you stay and know why.

Three reasons people call

Pick the door you are standing at.

Renewing

Your letter came. Before you sign it, we ask the others. If your bank is still the best offer, you renew with them and you know why.

Book a call about a renewal

Buying

Preapproval first, so you know your budget before you fall for a house. Then the mortgage itself, read line by line with you.

Book a call about buying

Refinancing

Changing your mortgage before the term ends always costs something. We show you what, in writing, before you decide anything.

Book a call about a refinance

Before the call

Bring the letter. That is enough.

The first call is a conversation, not an application. If you have these to hand it goes faster, but none of them is needed to book.

Nice to haveoptional

  • Your renewal letter, or your latest mortgage statement
  • The date your term ends
  • A rough idea of your household income
  • If you are buying: the area and the kind of home
  • Your questions, even the ones that feel basic

Questions people ask first

The fine print about us.

What does it cost me?+
How we are paid is set out in writing before you sign anything, so you can see it next to the offer.
Compensation disclosure appears here
Will you check my credit on the first call?+
No. Nothing is pulled without asking you first. We tell you when a lender needs it and why.
My bank has been fine. Do I have to leave?+
No. Your bank can be one of the lenders we ask. Comparing is not leaving. Plenty of people stay, with a clearer idea of what they signed.
I am self employed, or my situation is unusual.+
Say so on the call. Lenders look at files like that differently, and part of the job is knowing which ones to ask.
I do not understand half the papers.+
That is the job. Every clause that matters gets read out loud, in plain words, before you sign.
Your Google reviews appear here

This is a concept for a fictional business, so there are no reviews to show. On a real site, your own Google reviews load here, word for word.

Book a call

Send the letter, keep the pen.

Tell us what it is about and when suits you. We call you back to set a time. Nothing is signed or pulled on that call.

Request a calltakes a minute

On a real site this goes straight to the team. Nothing is sent from this concept.

This is a concept.Tallyrook Mortgage is a fictional business made by Airen to show what a broker's site could look like, so nothing was sent.